Terms of use

Praxia bank (former Credicom Consumer Finance Bank S.A.) (the “Bank”, “We” or “Us”) has created the website www.praxiabank.com, to provide you information about the products and services it offers in accordance with the terms of use set out below (the “Terms”).

As user or visitor of this website you are invited to read the Terms carefully before using the website. Your access to, and use to the content of, this website is conditional on your full acceptance of the Terms.

Therefore, your use of this website entails your unconditional and full acceptance of the Terms. Should you not agree with, or not wish to be bound by, the Terms you should not visit the bank’s website.

User and visitor obligations

As user or visitor of this website you must comply with all Greek, European and international laws, in particular with the telecoms legislation, and refrain from all and any unlawful or abusive conduct. Your visit and use of this website should exclusively serve legitimate purposes and should be conducted in a manner that does not limit its use from, or harm, third parties or visitors, pursuant to the bona fide and trade customs requirements.

You will be held fully liable to the Bank in the event of damage or malfunction of the Bank’s website as a result of your breach of the obligations set out above. If the Bank is involved in any legal proceedings or is required to pay damages in- or out-of-court as a result of your breach of the obligations set out above, the Bank will have the right to sue you for damages.

Intellectual and Industrial Property Rights

The trade name, trademark and the remaining content of this website (including programs, information and photographic material, data, software, graphics, logos, texts, news, products and services) are the property of the Bank or the relevant right holder, as the case may be, and are the object of exclusive intellectual and industrial property rights protected under the relevant provisions of national, European and international law.

The sale, copy, amendment, publication, transfer, reproduction, distribution, presentation, transmission or exploitation of the content of this website is prohibited, unless a prior written consent is given.

All other products or services referred to in the pages of this website and bearing the trademarks of organisations, companies or associates are the sole intellectual and industrial property of the relevant right holders and, accordingly, such right holders bear the relevant responsibility. Any third-party trademarks and intellectual or industrial property rights appearing on the Bank’s website constitute the property of, and are protected by, their lawful right holders.

Data Protection Policy

Τhe Bank acknowledges the importance of the personal data that you entrust Us with, therefore the protection and transparent processing of this data is always our primary objective. Click here to get detailed information on the Data Protection Policy implemented by the Bank in compliance with the new General Data Protection Regulation (EU) 2016/679. The Bank’s Data Protection Policy captures the operation of this website.

“Cookies” policy

What cookies are:

‘’Cookies’’ are small text files stored on the device you use through your browser each time you visit our website. Cookies are conducive to improving the performance of our website.

Which types of cookie consent we use and why:

Our website uses the following cookie consent types:

1. Strictly Necessary Cookies: Use of strictly necessary cookies is required to ensure the proper and secure functioning of our website allowing the visitor to browse through its functions securely. These cookies remain active only during your browsing session and by no means get stored for any longer.

2. Performance & Analytics Cookies: These cookies allow us to collect information on the usage modalities of our website that facilitate the assessment and improvement of its content and functionality performance. More specifically, performance cookies enable us to track the number of visitors to our website, to identify the webpages referring visitors to our website, the webpages most often visited and to keep track of the time spent on each webpage as well as the key words sought.

3. Commercial/ Advertising Cookies: These cookies help us identify which products, services and offers are most popular to our visitors and best serve their preferences allowing us to generate behaviorally targeted promotion messages as well as measure the effectiveness of promotion tools utilized. These cookies are enabled through our website’s settings with the assistance of third-party cookies which, in turn, may create a customized profile for our visitors to match their preferences while enabling the pop up of targeted ads on other webpages. For more information please click on our Third-Party Privacy Policy.

Managing Cookies:

You may opt to select and/or modify your preferred settings available in our Cookies Policy by clicking on the link “Cookies Settings”. Please note that through Settings you may select to consent to or refuse all cookies, except the Strictly Necessary cookies which may not be deactivated under any circumstances.

Modifying our Cookies Policy:

We, hereby, notify our visitors that our cookies policy may be modified at any time. Modifications to our cookies policy will come into effect as soon as they become publicly available on our website; we, therefore, ask you to check on our cookies policy regularly.

Cookies Settings


Links to third party websites

The Bank’s website may contain (hyper)links (links, hyperlinks, banners) to third party websites. Rerouting to such hyperlinks is made for your convenience only and your visit and use of these websites is made exclusively on your own initiative and responsibility. The Bank is not liable for the safety, operation and good use of the websites to which you may be rerouted and which are governed by their own terms and conditions. Furthermore, the content of these websites is determined by their administrators and the Bank has no possibility to interfere with their content. Therefore, the Bank does not guarantee the availability of such websites and assumes no responsibility regarding their content or the correctness, lawfulness and accuracy of the information uploaded on the same.

Accordingly, the Bank is not liable for any loss suffered from your visiting and using third party websites.

Bank Disclaimer

This website is provided by the Bank without any warranty or assumption of liability but on the Bank’s reasonable efforts to provide full, accurate, updated and clear information and to ensure the integrity, technical adequacy and uninterrupted operation of this website.

However, the Bank does not warranty that the Bank’s website and its content will be provided without interruption or errors and that such errors will be corrected. In addition, the Bank does not warranty that it or its servers, through which the website is made available to users, do not contain “viruses” or other harmful components. The Bank does not warranty in any event the correctness or completeness of the content of its website.

Under no circumstances, including negligence, will the Bank be held liable to the visitors/users of this website or any third party for any direct or indirect damages or loss of profits relating in any manner whatsoever to the use of, and navigation on, its website, as well as the use of the information contained therein.

Other terms

The Bank retains the right to amend the Terms and the content of this website at any time without any notice to you on the sole announcement thereon. As visitors and users of this website you must check each time for any amendments to this website. Your continuing use of this website shall be deemed acceptance of such amendments.

The Terms are governed by Greek law. The interpretation of the Terms and any dispute arising out of their implementation are subject to the exclusive jurisdiction of the courts of Athens.

If one of the Terms is found to be void or voidable, such Term shall cease to exist without affecting in any manner whatsoever the validity of the other Terms.